"Everyone is Approved" finance program from Land4Less.us, LLC 




1. NO Credit checks or qualifying!  This is an owner financed program from Land4Less.us and we finance you guaranteed. 


2. 0% interest if balance is paid within 18 months of purchase date. (18 months same as cash)- Sometime the sale is 0% for the life of the loan.


3. The only upfront money you put down is 5% of the final sales price plus a one time fee of $175.00 for closing costs.  Example- $3,000 purchase price @ 5% down = $150.00 plus $175 for closing costs = $325.00 would be the  total upfront money needed for your investment.  Then 30 days later you would begin your minimum monthly payments of $129.00 per month.  You can always pay more each month or pay off early without any fees or penalties.


4. Your minimum monthly payment would be $129.00 per month until balance is paid in full.  You can pay more than $129 each month in order to pay off the balance earlier without any pre payment penalties or ANY fees. (Remember you get 18 months with 0%interest)


5. More than 18 months you will pay a one time interest payment of 10% of the unpaid balance on month 19.  Example: If you still owe $1000.00 on month 19 you will be charged a finance fee of $100 that will be added to your balance.   That would be the ONLY interest charge you would pay for the life of your loan!  If you pay the balance off within the 18 months you pay NO interest on your loan.


Finance Example - Purchase price is $3,000 you pay 5% down =$150.00 plus $175 closing costs= Total of $325.00 upfront cost.  

Your new balance would be $2,850.00 ( $3,000- $150.00=$2,850.00) so you would finance $2,850.00 @ $129.00 per month until balance is paid in full. 

(18 months you will get 0% interest if you pay the balance off within the 18 month period)


You will receive a contract explaining all terms and conditions which you will sign and return before you make any monthly payments. 


You can pay more than $129.00 per month or pay off your loan early without any additional fees or charges.


You will receive a reminder Email that your payment is due each month.  Once you pay your balance in full the Deed will be recorded in your name.  We will do everything for you including paying all the recording fees and postage. 

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